How do I apply?

1) Once you send a Basis invitation via text or email to the patient, they would create their Basis account and then be asked to accept the loan invitation to start the application process. To move forward, they would select the 'Accept' button.

2) To begin the loan application, the patient would select 'Check your Financing Limit.'

3) In less than 30 seconds, they'll receive their approved limit!*

Note: the approved amount displayed above is a sample limit. Approved limits vary by customer. Not all customers will be approved.

How do approvals work?

There is no banking information needed for approval and approval is not determined by the patient's FICO credit score. 

Once the patient enters their name, phone number, address and birthday during Basis registration, a LexisNexis RiskView Optics score is generated leveraging advanced alternative data insights from Lexis Nexis Risk Solutions. The model is taking into account hundreds of different data points ranging from things like credit card applications, frequency of residential address changes, landlord disputes, etc.  This risk score ultimately determines eligibility for financing. The LexisNexis RiskView Optics score that is used to determine financing eligibility is NOT a traditional FICO score, and will not show up or impact the patient's FICO credit report.